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Price action tells one story, capital flow tells another. This week, BNB is down 6.76%, XRP has slid 10.92%, and both are trading well below recent highs. At the same time, LivLive has crossed $2.21M raised in presale funding with more than 390 participants, all while remaining priced at $0.02. That divergence is quickly shaping the debate around the best crypto to buy now. January 2026 is starting to show a familiar pattern. Established names consolidate, headlines turn quiet, and early-stage projects with real traction begin to absorb attention. LivLive is emerging from that backdrop not as noise, but as a data point. With demand accelerating at the ground floor, it is increasingly being discussed as the best crypto to buy  now before the next pricing shift. LivLive Presale Crosses $2.2M at $0.02 Entry LivLive is still in Stage 1 of its public presale, yet it has already raised over $2.21M from 390+ participants. That level of early participation is notable, especially given that ...

Is the best crypto presale 2026  emerging as capital shifts toward utility-driven platforms like BlockchainFX ($BFX), alongside established networks such as Bittensor (TAO), NEAR Protocol (NEAR), Ondo (ONDO), and Story (IP)? These projects reflect how infrastructure, finance, and tokenized ecosystems are converging across crypto markets. BlockchainFX ($BFX) stands apart in this group as the only active presale, combining a live product launch with measurable adoption signals, positioning itself at the center of the best crypto presale 2026 conversation as real trading demand comes online. 1. BlockchainFX ($BFX) – A Unified Trading Platform Defining the Best Crypto Presale 2026 BlockchainFX  is built to connect blockchain markets with global finance through a single, regulated-focused trading environment. Instead of forcing users across multiple platforms, BlockchainFX enables trading of over 500 assets including crypto, forex, stocks, ETFs, and bonds from one interface. This struct...

Altcoin markets are shifting toward real spending and payment utility, as adoption expands beyond trading. With massive shifts in the financial system, including account closures and widespread stablecoin implementation , investors and users alike are looking for safety and utility-driven growth. This shift is pushing Digitap ($TAP)   into the spotlight as a payments-focused crypto presale with built-in Visa compatibility, crypto-to-fiat integration, a live product, and tiered KYC protocols. With early-bird pricing still in place, many analysts list it among the best cryptos to buy now . Among all available fintech altcoins to buy , the Digitap omni-bank is uniquely positioned due to its delivered utility, open access, and full range of financial services. Digitap: The World’s First Functioning Omni-Bank With Visa integration Digitap is designed as an omni-bank that connects crypto and fiat spending into one system. Users can deposit, withdraw, spend, swap, and transfer in one inte...

TLDR Tesla (TSLA) CEO Elon Musk endorsed Lemonade’s 50% insurance rate cut for Full Self-Driving miles Partnership provides Lemonade access to Tesla telemetry data showing FSD reduces risk New insurance product launches January 26 in Arizona, February in Oregon Third-party insurance data validates Tesla’s FSD safety claims TSLA stock rose 3% while partner Lemonade gained 8% on the announcement Tesla CEO Elon Musk backed Lemonade’s new insurance product Wednesday that cuts rates in half for Full Self-Driving miles. Musk stated FSD enhances safety substantially. Tesla, Inc., TSLA The endorsement came as Lemonade launched Autonomous Car insurance designed for self-driving vehicles. Tesla FSD is the first supported technology. TSLA stock climbed 3% following the announcement. Partner Lemonade’s shares jumped 8%. The new insurance cuts per-mile rates by approximately 50% when FSD is engaged. Lemonade based the discount on data showing reduced risk during autonomous operatio...

TLDR Moderna shares surged 16% to $50 on Wednesday following positive five-year melanoma vaccine trial data Combined treatment with Merck’s Keytruda showed 49% reduction in cancer recurrence or death risk Company is diversifying beyond COVID vaccines into cancer treatments and respiratory vaccines Analysts maintain Hold rating with $29.93 average price target, implying 39.91% downside Additional trials underway for lung, kidney, and bladder cancer applications Moderna shares jumped approximately 16% during Wednesday’s session. The stock reached $50, establishing a new 52-week high. Moderna, Inc., MRNA The rally came after Moderna and Merck released five-year trial data for their melanoma vaccine. The results showed strong patient outcomes over an extended period. Patients with high-risk melanoma who received the combination therapy saw major benefits. The treatment reduced recurrence or death risk by 49% compared to Keytruda alone. The experimental vaccine is called int...

TLDR Grayscale has filed an S-1 registration statement with the SEC to convert its NEAR Trust into a spot ETF. The proposed ETF will be listed on NYSE Arca under the ticker GSNR, pending SEC approval. Grayscale aims to offer a passive product that directly holds NEAR tokens in the ETF. Shares of the ETF will be created and redeemed in blocks of 10,000 using an in-kind and cash mechanism. The trust currently holds about $900,000 in assets, with shares trading at $2.85 and an NAV of $2.19. Grayscale has filed an S-1 registration statement with the U.S. Securities and Exchange Commission (SEC) to convert its existing Grayscale Near Trust into a spot NEAR exchange-traded fund (ETF) listed on the NYSE Arca. This move aims to expand the crypto ETF market to include more altcoins, following the growth of Ethereum (ETH) and Bitcoin (BTC) ETFs. The filing outlines the intention to uplist the Grayscale Near Trust under the ticker GSNR, pending SEC approval. Grayscale Near Trust to Conve...

BRITISH VIRGIN ISLANDS, January 21, 2026  – Fundtir Capital Ltd. , the first-of-its-kind tokenized investment fund, today announces the public sale of its native $FNTR token on the Fundtir platform with a 120-day countdown, backed by audited smart contracts and a twelve-month USDT liquidity lock, marking a major milestone toward secure, institutional-grade tokenized crypto trading for both institutional and retail investors. While traditional investment vehicles come with timeframes or restrictions, Fundtir has spent months developing a new category of crypto-native investment funds with the FNTR token. Fundtir’s FNTR token officially listed on CoinMarketCap  on January 15, also receiving a Blue Verification Badge (BVI) ahead of the public sale. CertiK, a premier blockchain security firm, validated Fundtir’s platform security and compliance. Fundtir’s smart contracts and infrastructure successfully passed a CertiK audit, earning a CertiK KYC Badge on January 13, and are continuously ...

TLDR: Gateway delivers sub-500 millisecond USDC access across chains, eliminating traditional rebalancing delays entirely. CCTP processes transfers in 8-20 seconds via Fast Transfer, suitable for periodic cross-chain rebalancing operations. Gateway maintains unified balances accessible simultaneously on multiple networks without fragmenting working capital. Both protocols employ non-custodial security with Gateway requiring dual signatures for instant access authorization.   Circle has introduced Gateway, a novel infrastructure enabling instant access to USDC balances across multiple blockchain networks.  The protocol addresses long-standing challenges in cross-chain liquidity management for institutional and retail users. Unlike traditional bridge mechanisms, Gateway maintains unified balances while eliminating rebalancing requirements.  This development marks a significant shift in how digital dollar infrastructure operates across different blockchain ecosystems. Arc...

TLDR David Sacks believes U.S. banks will embrace crypto and stablecoins once market structure legislation is passed. Sacks predicts the merging of the traditional banking and crypto industries into one unified digital assets sector. Banks have been hesitant to engage with crypto due to regulatory uncertainties, but new legislation may ease concerns. Stablecoins will offer U.S. banks the opportunity to compete with fintech firms by offering yields to customers. Sacks emphasizes the need for balanced regulation between banks and crypto firms to ensure fair competition. White House AI and crypto advisor David Sacks predicted that U.S. banks will eventually adopt cryptocurrencies, especially stablecoins, once new legislation reshapes the market. Sacks believes that the divide between traditional banks and crypto firms will fade as Congress passes market structure rules currently under development. Banks and Crypto to Merge into One Digital Asset Industry David Sacks emphasized t...

Crypto markets never sleep, and right now, investors are eyeing the best crypto opportunities amid shifting tides. With Solana and Hyperliquid experiencing notable dips, attention turns to emerging players like BlockchainFX’s BFX token, which promises substantial upside in the crypto presale landscape. These movements highlight how volatility can create openings for the top crypto to buy, especially when established coins like Solana falter while innovative projects surge. BlockchainFX  stands out as the best crypto presale contender, blending DeFi with traditional finance in a decentralized platform that lets users trade stocks, forex, ETFs, and more without losing asset control. Currently in beta and hailed as the “Best New Crypto Trading App of 2025,” it has drawn rave reviews from early adopters, positioning BFX as the top crypto to buy for those seeking real utility and growth. BlockchainFX: Revolutionizing Access to Global Markets BlockchainFX continues to shatter expectations...

TLDR SanDisk shares rose 9.5% to $446.42, marking an 88% gain in 2026 and over 1,100% since its February 2025 spinoff Citi upgraded price target to $490 from $280, citing strong AI-driven demand and tight supply through 2027 Q2 earnings report drops January 29 with analysts expecting $3.32 per share versus $1.23 last year Nvidia’s Rubin chip platform requires more flash storage, creating additional demand for SanDisk products Wall Street assigns Moderate Buy rating with consensus target of $357.53, below current trading levels SanDisk stock surged 9.5% Tuesday to reach $446.42, setting a new all-time high. The memory and storage company topped the S&P 500 as the day’s best performer. Sandisk Corporation, SNDK Shares added another 1% in after-hours trading. The rally gives SanDisk an 88% gain for 2026, making it one of only two S&P 500 stocks to achieve that milestone in January. The latest jump came after Citi analyst Asiya Merchant raised her price target. She m...

TLDR: Bitcoin ETF products recorded $1.4 billion in weekly inflows, including a $760 million single-day surge Tuesday. Tariff announcements on European countries triggered rapid $850M liquidations, half across BTC and ETH trading pairs. Core CPI data showed inflation at 2.6% year-over-year, the slowest rate recorded since March 2021 supporting rally. Critical catalysts this week include Davos summit, EU emergency meeting, and Friday’s Core PCE inflation gauge.   Bitcoin surged past $95,000 for the first time since November, reaching near $98,000 on strong exchange-traded fund inflows and favorable inflation data.  The rally reversed sharply following tariff announcements, pushing prices back to $92,000 and triggering $850 million in long liquidations.  Market participants now await key macroeconomic data and policy developments this week. ETF Demand and Inflation Data Drive Initial Rally The digital asset broke through resistance levels that had contained prices throu...

TLDR The Dogecoin Foundation-backed House of Doge is developing the ‘Such’ app to enhance Dogecoin payments and everyday commerce. The ‘Such’ app will feature a self-custodial wallet, real-time transaction feed, and tools for merchants to accept Dogecoin payments. The app aims to make it easier for users to spend Dogecoin and for small businesses to manage Dogecoin transactions. House of Doge plans to launch the app in early 2026, with development starting in March 2025. The app will be built on open-source technology developed by the Dogecoin Foundation to enable wider adoption of Dogecoin. The Dogecoin Foundation -backed House of Doge is developing a new app named “Such,” aimed at expanding Dogecoin’s use in payments and everyday commerce. The app is set to launch in early 2026 as part of a broader effort to enhance the utility of the popular memecoin. With a focus on easing Dogecoin transactions, the app will feature a self-custody wallet, real-time transaction feed, and mer...

TLDR TRON DAO has integrated Blockaid to enhance on-chain security across its network. The integration introduces transaction simulation and validation tools to prevent malicious activities. TRON DAO aims to protect over 358 million users from wallet drainers, exploits, and scam tokens. The partnership provides real-time dApp risk detection to flag malicious decentralized applications. Blockaid’s technology allows users to receive immediate, contextual security insights during on-chain interactions. TRON DAO continues to prioritize security as its network scales globally and surpasses 12 billion transactions.   TRON DAO has announced a strategic partnership with Blockaid to enhance the security features of its blockchain network. The integration brings advanced real-time security protections, aiming to safeguard over 358 million users. As TRON continues to scale globally, the new tools will address growing concerns around blockchain security. TRON DAO Enhances Security ...

As crypto matures, the next growth phase is no longer about hype. It is about use. Digital assets are moving into everyday finance, while traditional banks remain slow, expensive, and inefficient, especially for cross-border payments. This development is creating room for a new generation of crypto-powered banking platforms. Meanwhile, Digitap ($TAP) , built as a full-stack digital banking and DeFi ecosystem, is gaining attention as the   best crypto to buy  for banking in the 2026 cycle. The project focuses on real financial services and crypto-fiat integration, not speculation. Currently priced at $0.0439 at the third stage of its ongoing crypto presale , Digitap has raised over $4.3 million so far, reflecting strong investors’ confidence. With a live platform and growing demand, $TAP’s fundamentals, along wth forecasts by seasoned analysts, support a potential 17X upside as adoption accelerates. Digitap: Bank-Grade Financial Solutions for Real-World Use Digitap is addressing one...

TLDR Netflix revised its $83 billion Warner Bros. Discovery acquisition to an all-cash deal at $27.75 per share The all-cash structure aims to provide greater value certainty for Warner shareholders and speed up the approval vote Warner shareholders will also receive shares in Discovery Global after its planned spin-off The deal is backed by a $42.2 billion bridge financing facility Paramount’s competing hostile bid offers $30 per share in cash for all of Warner Discovery Netflix is changing the terms of its massive Warner Bros. Discovery takeover. The streaming giant announced Tuesday it’s converting the $83 billion deal into an all-cash transaction. Netflix, Inc., NFLX The revised offer still values Warner’s streaming and studios assets at $27.75 per share. Warner’s cable operations will be spun out to investors as a separate company called Discovery Global. Netflix and Warner Bros. Discovery said the all-cash structure provides more certainty for shareholders. The co...

TLDR Britain’s Gambling Commission claims Meta knowingly allows illegal casino advertisements on its platforms Regulator says many ads promote gambling sites that bypass the UK’s GamStop self-exclusion program Tim Miller stated Meta’s claim of ignorance is false since illegal ads appear in their public database Meta responded that it removes policy-violating ads and works with the commission to improve detection The commission said if regulators can find these ads easily, Meta could too but chooses not to Meta finds itself in hot water with British regulators over illegal gambling advertisements. The UK’s Gambling Commission released a scathing statement Monday accusing the social media giant of deliberately ignoring casino ads that violate British law. Meta Platforms, Inc., META Tim Miller leads the independent watchdog as executive director. He told an audience at the ICE Barcelona trade show that Meta is essentially profiting from criminal activity. His words were dir...

TLDR: ONDO consolidates at $0.34 near critical $0.32-$0.20 demand zone after 85% decline from ATH peak Whale orders dominate $0.35-$0.40 range as 90-day CVD rises showing buy pressure exceeds selling CryptoPatel targets $0.70 to $10 expansion if 1.94B token unlock supply gets absorbed by market Bullish thesis remains valid above $0.20 weekly close with invalidation triggering below this level   ONDO trades at $0.34 near a major weekly demand zone following an 85% decline from its all-time high.  The RWA token faces a crucial test as on-chain metrics suggest smart money positioning ahead of a potential altcoin season rally.  Market structure indicates price consolidation between $0.32 and $0.20 could serve as foundation for sustained upward momentum. Technical Structure Points to Macro Bottom Formation The token confirmed bearish divergence at $2.14, marking its macro top before entering a prolonged correction phase.  Price broke down and retested the $0.73–$0.80 suppo...